Direct Bank Account
COMPANY ACCOUNT LOAN TYPE INTEREST AER INTEREST GROSS PAID O/D RATE BANKING CHARGES SERVICES CHARGES ACCESS

Barclays Bank Account
Barclays Bank Account Current Account 0.00% 0.00% Monthly 19.3% £0.00 £0.00 Online, Branch, Post, Tel

If you are a customer who requires a simple and basic bank account where he doesn’t have to pay monthly fee, then you can opt for the Barclays Bank Account. They have the service of an online application within not more than 10 minutes where you can register instantly. There is telephone banking with which you can have an access to their network of over 1,700 branches.


Alliance Leicester
Premier Current Account Current Account 0.50% 0.40% Monthly 0% EAR Exceeding Limit Fee £5.00 per day £0.00 Tel, Online, Branch, Post

In order to have a vast option of viable facilities with monthly chargeable fees, chose Alliance & Leicester's Premier Current Account. You would get 24x7 banking facility with either e-mail or telephone through the Premier Account. You would have a reach to any of the Alliance and Leicester branch, so that you get a trouble free experience.


HSBC Offshore
Offshore Current Account Offshore Account 0.00% 0.00% Monthly N/A £0.00 £20 Online,Tel

If you daily banking requirement, generally starts from international or offshore banking need, where you want a bendable international current account come to HSBC Offshore. If you want to handle your finances in a manner that is suitable and safe then go for this potentially tax efficient means.


HSBC Offshore Premier
Offshore Current Account with HSBC Premier Offshore Account 0.00% 0.00% Monthly £0.00 £0.00 £0.00 Online, Tel

If you want to avail advantages such as access to proficiently capable International Wealth Managers and International recognition with emergency backing then go for an offshore Current Account with HSBC Premier which has the above benefits of HSBC Premier. These are generally the initiating point for customers who have international or offshore banking needs. You can use your Offshore Current Account to supervise your everyday finances from all over in the world.


Lloyds TSB International
Premier International Account Offshore Account 4.00% 4.00% Monthly 1.23% £20 a day on unplanned overdraft. £0.00 Online, Tel

If you want a convenient access and management of your international money which has an offshore current account in sterling, Euros and US Dollars, then opt for the International Account, provided by Lloyds TSB International. With this account, you can be benefited in case you are working, living, traveling and banking out of country. You have the facility of a supple choice of three currencies, 24X7 access to your finance as well as trouble-free, protected international relocation.


Barclays Business bank account
Business start-up account Business Account 0.100% 0.100% Daily Ask on application See website £0 Online, Tel, Branch

Get the Santander Preferred in-credit rate account with an interest rate of 5% AER for the first year from the date of opening of your account on balances up till £2,500. According to your condition, they also offer match your prior overdraft up till £5,000.


Santander
Preferred In-Credit Rate Account Current Account 5.00% 4.89% Daily 19.90% See website £0.00 Online, Branch, ATM

 


NatWest Current Plus
Current Plus Current Account 0.10% 0.10% Daily 19.24% £20 £0.00 Online, Branch, Post, Tel

Opt for the NatWest Current Plus that is obtainable for above 18’s. You be able to enjoy free of cost daily banking services where you do not have to pay any subscription charges each month. Get a £100 interest free overdraft incase you go overdrawn. In case the customer wants to borrow more than that, 19.24% is the rate of overdraft.


HSBC Advance
HSBC Advance Current Account 8% 8% Daily 17.9% £25 £12.95 Online, Branch, Tel, Post

 


Alliance Leicester
Premier 21 Current Account Current Account 1% 1% Monthly 0% 50p a day £0.00 Online, Tel, Branch

 


Alliance Leicester
Premier 50 Current Account Current Account 1% 1% Monthly 0% 50p per day £10.00 Online, Branch, Post , Tel
 

Lloyds TSB Bank Plc Classic Account
Classic Account Current Account 0.10% 0.10% Yearly 18.9% EAR £0.00 £0.00 Online, Phone, Branch, Tel

Get free of cost banking facility each day where you handle your account 24x7 either online or via telephone, with the Lloyds TSB Bank Plc Classic Account. The customer gets a 4.00% AER interest rate for account balances from £5,000 up to £7,000 on your current account by adding Vantage to your account.


Alliance Leicester
Premier Direct Current Account Current Account 1% AER 1% Monthly 0% EAR 50p a day £0.00 Tel, Online, Branch, Post

 

Direct bank accounts are presented by various banks as well as building societies. A majority of these direct bank accounts that are provided are regular direct bank accounts.

A customer can easily have an access to his money by using a Debit card. With the help of this card, he can make withdrawals from the ATM. Along with this; he can also make purchases within high street and online retailers. One can administer his direct bank account online, with telephone or just by going to the nearest branch.
An overdraft is a process with which one can borrow money from various banks as well as building society. In case a customer goes in for an authorized overdraft, he has to pay an interest. Most of the direct bank accounts have the service of an overdraft but this does not come automatically.

The interest amount is different which depends on the account and gets removed on a regular basis from the balance account mechanically. In case the customer breaks or violates am unauthorized overdraft or if he goes beyond the set limit of the, then has to pay a fees. For accounts ‘in credit’, interest is received that is added to the account balance regularly on its own.