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Prepaid Cards
COMPANY ISSUER COST MONTHLY FEE MAX ATM FEE PURCHASE BALANCE SMS SERVICES UNDER 18 MONEY SHARE

Virgin Prepaid Card		 £9.95 £4.75 £3500 £1.50 £0 No Yes No

You can apply for Virgin Prepaid MasterCard prepaid card that gives you easy funds to go on Virgin holidays, to spend on films, music, games, gyms, wine and so on.

Cashplus Gold Mastercard		 £4.95 £4.95 £5000 £1.00 £0 No No Yes

Get a FREE top-up at 14,500 places which includes any of the UK Post Office® branches. Make use of this card at over 25 million retails outlets as well as over 1 million ATMs all over the world, wherever you spot the MasterCard acceptance mark. 100% acceptance is guaranteed to you!

Bread Card		 £7.50 £0 £3500 £1.50 £2.00 Yes Yes Yes

Up till 10% of cash back is guaranteed at more than 900 online shops. A feature of 3 design options that can be procured via mobile phone SMS. It can be loaded for FREE at any of the post offices as well as through the transfers at banks. FREE SMS balance check is also provided. Just pay £7.50 to buy card which now gets accepted everywhere and anywhere the Mastercard logo is found.

ClearCash		 £4.50 £9.99 £5000 £0.50 £0 Yes No No

With a feature of unique online Budgeting tools 'BudgetMaster', you can download budgeting packs. It can be acquired through a mobile phone SMS. You would get up till 10% cash back at more than 900 online shops that make use of ClearCashback.co.uk. On purchase, you would get Full Purchase Protection package that you can load at Post Offices or by bank transfer for FREE.  You also receive a FREE SMS balance checking facility. To get hold of the card, pay £4.50 to£5.00 that would be acceptable at all the places where the MasterCard logo is found.

Onebanking Prepaid Card Bank Account		 £30 £12.50 £25000 £0 £0 Yes No Yes

Ever heard of a banking service that also acts as a prepaid card? No? Onebanking is such a service that is open to all irrespective of a person’s credit history both present and past. No credit confirmation! In order to manage your funds, you would also get a personal account manager.

Freedom Prepaid MasterCard		 £9.99 0 £3000 £1.50 £0 Yes Yes Yes

If you want a card without any ID that is completely reloadable embossed Prepaid MasterCard® with chip & PIN security, then opt for Freedom Card which is the UK’s first retail immediate issue. The maximum balance that this instant card has is £650. You can also improve the card by giving a Passport or UK Driving License to £3,000. The purchaser would also get FREE insurance protection, cheque cashing facility as well as price cut on 1000’s online store.

Tuxedo Prepaid Mastercard		 £9.95 £4.99 £3000 £0.50 £0 Yes No Yes

If you are a habitual user then go for Tuxedo Pay Monthly. This has a monthly charge but it is less on usage than the Tuixedo pay-as-you-go card.


Splash Plastic		 £9.95 £0 £3500 £1.50 £2.50 Yes Yes No

Get Splash Card top-up at nay post office branch or 34,000 PayPoint outlets which are opened all over the UK. it is for a person aged 10 and over. If you don’t want to go over drawn then opt for Speed-e-card that is a prepaid MasterCard which also works as a debit card. Barring that you direct the amount you load into the card. Accepted all over the globe wherever the MasterCard Acceptance Mark is displayed.

Speed-e-card		 £7.95 £2.9 £3,000.00 £1.50 £0.75 Yes No No

Ever heard of a prepaid card that also acts a debit card? If not, then here is one! Speed-e-card is one such type of prepaid Master card that works in a manner of a debit card one cannot even go overdrawn as you have a control over the amount that you load into it. This card can be used around the globe wherever the MasterCard Acceptance Mark is exhibited.

Optimum Pay Monthly Mastercard		 £9.95 £4.95 £5000 £1.50 £0 No Yes No

If you are e regular user of a crediot card then nothing can be best for you except Optimum Prepaid Pay Monthly card. Though a fee is charged each month but it is lower than the Pay As You Go card.

White Eagle Prepaid Maestro Card		 £4.95 £0 £5000 £0.95 £0 Yes No Yes

The introductory offer for White Eagle Prepaid Maestro card is just £4.95. In addition to this, a ‘Companion Card’ can also be bought which can be given to a relative who is 13 years and older. The cash gets transported from the main card FREE OF CHARGE. You don’t need to pay a purchase fee in the UK or anywhere else, thus it is cheap to use while on holiday or abroad. This card is presented in pounds and Euros.

The Sun Prepaid Mastercard		 £6.49 £4.99 £3000 £0.5 £0 Yes No Yes

You can load this card through banks for FREE and you would also be given your own paying in book with the initial purchase. No dealing fees, whether aboard or the UK as well low ATM extractions at 50p.

Cashplus Gold Pay As You Go		 £4.95 £0 £5000 £2.00 £1.00 No No Yes

Cashplus's Pay as you go card has been tailored for the users who do not use card frequently. A £1 purchase fee is charged each time you use it but no monthly fee. It is a viable option for you if you use a card even less than 5 times per month.

Optimum Pay As You Go Mastercard		 £9.95 £0 £5000 £1.50 £2.95 No Yes No

An option for users who plan to use the card more less frequently, is Optimum Prepaid Pay As You Go card. No monthly fee but a transaction fee of 2.95%.

The Sun Pay As You Go Prepaid Card		 £6.49 £0 £3000 £1.50 £2.95 Yes No No

No monthly fee, just pay when you use the card. The Sun Pay as You Go card provides this service. There are few charges that the buyer incurs while buying a card but such is not the case with the Sun Mastercard.

Tuxedo Pay As You Go Prepaid Card		 £9.95 £0 £3000 £1.50 £2.95 Yes No Yes

Just pay the fess when you use the card. With no monthly fee, get a Pay as you go card with free paying-in book.

BaBeeCard Prepaid Mastercard		 £9.95 £0.75 £3000 £1.00 3% Yes Yes Yes

If you are a mother-to-be or a new mother and a family, then go for Babeecard Mastercard. You would get discounts at chosen retail outlets which include John Lewis, Waitrose, Asda, Sainsbury's, Mothercare and so on. It can be an option for a person who wants to save money, especially on groceries.

Moneybookers prepaid MasterCard		 €10 €0.00 €100,000 €1.80 €0.00 No No No

Go online shopping, pay in stores at restraints as well as extract finance at around 1.5 million ATMs all around the globe with your prepaid MasterCard. The Moneybookers MasterCard is a prepaid card that can be reloaded. With this card, you would also have an access to the funds that you get on your Moneybookers account.    

A prepaid card is a better option than a regular one. One can get into a debt because of this card. This happens as you would not be offered a line of credit but practical method to make expenses and relocate cash. There is no process of credit check. you can apply of you have a blemished credit score, are going out of country, requires a method to run finance or want to keep a check on the spending habits of your child.

This card is similar to a 'pay as you go' phone as this card is just laden with finances that you can spend on various things like retailers, online, restaurants, and ATMs all over the world. A parent can keep the main card and give his child the second card that allows him to access cash swiftly while the parent maintains the control. Just consider the fees and charges given in the table below while you are making the comparison.