Student Credit Cards
COMPANY ISSUER CREDIT LIMIT CHIP & PIN REBUILD CREDIT APR NEW PURCHASE CASH BACK BALANCE TRANSFER

RBS Student Credit Card
£500 Yes No 18.9% Standard Purchase Period. No No Balance Transfers.

A Student Master Card is being offered by Royal Bank of Scotland with numerous discounts that would be accessible along with it. In case you would reimburse your previous and current month’s balance completely on time, then you would be have a benefit of enjoying interest free credit on all purchases that you do up till 56 days. This may happen every month.


Natwest Student Credit Card
£500 Yes No 18.9% Standard Purchase Period. No No Balance Transfers.

With a maximum credit limit of £500 as well as with varied concessions, a Natwest Student Master card is available. You can have discounts on brand names such as HP, Lonely Planet and Firebox.com. Apart form this, you would also get an interest free credit on all purchases (each month) that you do up to 56 days, if you make the timely and full payment of your current as well previous balance.


Barclaycard Graduate Credit Card
£4000 Yes No 16.9% Standard Purchase Period. No 0% interest on balance transfers for 9 months.

People who have just completed their gradation from a university or college, Barclay has come out with a Barclaycard Graduate Credit Card for them. A low income application is also acknowledged.  In order to avail the benefits, you just require a salary of £10,000.

Leading a student's life is not at all easy as one is not often able to assemble credit. You cannot depend on your income, when you are managing our studies along with an amateur job and social life. One can face trouble in organizing the flow of funds. At times one may come across an unexpected emergency when the need of cash arises. A student can also face a similar situation. This is when the student Credit Cards comes in. With a restricted credit limit and a minimum low income, this has been particularly meant for students.

With the help the table underneath, one can evaluate things like purchase rate, period, balance transfer and APR. a student is termed as a risky borrower by the lenders, therefore, the rate of interest on student credit card is marginally higher in comparison to a regular credit card. It is essential to think over other methods to get hold of finance prior to, your taking a student credit card. This way you can be saved from incurring a risk of further debts.